Cycling can be a slightly more dangerous hobby than expected, so you need mountain bike insurance. Mountain bike insurance protects you when you need it most and is generally considered a wise choice when purchasing either after getting your mountain bike or while getting it from your retailer of choice. Mountain bikes usually cost more than regular bikes due to their build, their size, and their features, ergo having mountain bike insurance can help you should you accidentally damage your mountain bike to the point conventional repair simply won’t cut it. Mountain biking in itself isn’t exactly the safest activity out there, at least not from the perspective of the bike. While mountain bikes are indeed built to be used rigorously, they aren’t the sturdiest thing on the planet and accidents can and will still happen. Sometimes it doesn’t have to be the cause of accidents or catastrophic damage either; simple wear and tear can mean your mountain bike will eventually cease to function. After so long riding it up and down hills, country ranges, and mountain paths your mountain bike may indeed give up the ghost after a matter of time. It’s a simple fact that things break, and when they do you need to be sure you’re not out of pocket as a result, hence mountain bike insurance.
When purchasing your mountain bike from a retailer they may offer you mountain bike insurance. While you would be advised to check rates elsewhere for the mountain bike insurance, most retailers offer fair and comprehensive mountain bike insurance so if you’ve got the money to buy into a mountain bike insurance scheme while buying the bike itself you should probably go for it. If you never had that option or turned it down, you can still get mountain bike insurance from a number of providers. Mountain bike insurance is available in a few packages from general insurance providers, but if you’re not sure what they cover be sure to ask and in all cases to be sure to read the contract and stipulations that come with purchasing the mountain bike insurance to make sure you’re as covered as you think you are.
Velosure.co.uk is a market leading specialist when it comes to affordable, reliable mountain bike insurance and our client care is second to none. We are the only place to visit for bicycle insurance UK.